We purchase homes in practically any state, from homes that have gone uninhabited for an extensive period and suffer from a lack of regular maintenance as well as properties that have major structural issues such as a damaged foundation. We can work with you to offer you a fair cash payment that will finally get you out of your ugly house or ugly financial situation.
When you turn to us sell your property, we work from the very beginning to get your cash payment in your pocket as quickly as possible. The process starts when you call our team of real estate experts to answer a few preliminary questions about your home before scheduling an in-person evaluation at your convenience. When this basic inspection is complete, we'll make you a cash offer for your home which will be available in as little as 30 days!
Never. Our appraisal services come completely free of charge to make this resource available to the most possible motivated sellers, and we also cover all standard closing costs so you can enjoy more of the profits. Our staff of real estate professionals will be happy to answer any questions you have throughout the process, and the final decision to sell is always yours.
When you call, we'll go over the details of your house with you. It won't take us long to put together the details and give you an offer
You dont't have to take it, you're not obligated to us for anything . But call to get our bid, we're extremely competitive and will get your home off
of your hands conveniently, so you don't have to worry anymore . Call us now for our offers!
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Plainview, city, seat (1888) of Hale county, northwestern Texas, U.S. It lies on the Llano Estacado, a portion of the High Plains between Amarillo and Lubbock (40 miles [65 km] south). The site was surveyed in 1887 by Z.T. Maxwell and E.L. Lowe, who named it Plainview because of the unbroken view to the horizon. The settlement remained a trading post for cattlemen until the railroad arrived in 1907, when it was incorporated as a city.Hale County Courthouse, Plainview, Texas. Larry D. Moore Lying along Running Water Draw, the city is now a service centre for extensive farmlands that are irrigated by thousands of wells; the chief crops are wheat, cotton, castor beans, grain sorghums, and vegetables. Plainview's industries are farm-based and include meat packing and the manufacture of irrigation equipment. It is the seat of Wayland Baptist University (1906); the Llano Estacado Museum, which houses exhibits on the region's history, culture , and economy, is located on its campus. Annual events include a rodeo (June) and a cotton festival (October). Pop. (2000) 22, 336; (2010) 22, 194.
The one reality about today's housing market is that many people have more questions than answers. The following information is intended to help you or someone you know better understand your situation.
Do I Qualify For A Short Sale?
The qualifications for a short sale include any or all of the following:
Financial Hardship - There is a situation causing you to have trouble affording your mortgage.
Monthly Income Shortfall - You have more month than money. A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
Insolvency - The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.
What Is A Mortgage Modification?
A mortgage modification is a process through which your mortgage lender changes any or all of the following:
Your interest rate
Your principal balance (through a reduction)
Your loan terms (example: from an adjustable to a fixed rate)
This process can allow borrowers to stay in their property when they can no longer afford their current mortgage payments.
Why Would A Lender Modify My Mortgage?
Lenders have realized that in some cases it is better for them to work with current borrowers to lower payments or possibly improve terms in order to keep homeowners in their properties. The average foreclosure can cost a lender from 35-50% of the value of a property, so keeping borrowers in their homes is a good option for everyone.
What Do I Need To Qualify For A Mortgage Modification?
According to the Making Home Affordable Web site (http://MakingHomeAffordable.gov), you will need the following information for your lender to consider a modification:
Information about your first mortgage, such as your monthly mortgage statement
Information about any second mortgage or home equity line of credit on the house
Account balances and minimum monthly payments due on all of your credit cards
Account balances and monthly payments on all your other debts such as student loans and car loans
Your most recent income tax return
Information about your savings and other assets
Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources
If applicable, it may also be helpful to have a letter describing any circumstances that caused your income reduce or expenses to increase (job loss, divorce, illness, etc.)
How Do I Qualify For A Mortgage Modification?
The first call you make should be to your lender, have the information above ready to discuss with them and call your customer service line to ask them what options you have available. If the person you speak with does not understand what you are asking, you can ask to be referred to one of the following departments (different lenders have different names for these departments):
Prior to contacting your mortgage lender you can quickly complete an eligibility test at http://MakingHomeAffordable.gov. This test will let you know if you are eligible for a modification through the government-sponsored Home Affordability and Stability Program (HASP).
For a list of mortgage lenders and servicers, visit www.HopeNow.com.
What Is A Home Affordable Refinance?
If Fannie Mae or Freddie Mac owns your mortgage, you may be eligible for a Home Affordable Refinance. This will allow you to refinance your home and often lower your payments.
What If I Don't Qualify, Can't Afford My Home, And Owe More Than It's Worth?
You are not alone and foreclosure is not the only option. If your mortgage lender or servicer will not work with you to reduce your payment, you may want to consider a short sale. Agents with the 'Certified Distressed Property Expert' Designation have undergone extensive training in how to process and negotiate short sales.
A short sale allows you to sell your home for less than what you owe and avoid foreclosure. Speak to your market expert to see if you may qualify.
What Are The Qualifications For A Home Affordable Refinance?
According to the resources released by the government, following are a list of qualifications:
You are the owner occupant of a one- to four-unit home
The loan on your property is owned or securitized by Fannie Mae or Freddie Mac (see Useful Links)
At the time you apply, you are current on your mortgage payments (you haven't been more than 30 days late on your mortgage payment in the last 12 months, or if you have had the loan for less than 12 months, you have never missed a payment)
You believe that the amount you owe on your first mortgage is about the same or slightly less than the current value of your house
You have income sufficient to support the new mortgage payments, and the refinance improves the long-term affordability or stability of your loan.
We provide Active Lien Home services for residents and companies.
We provide services in every State including Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut,
Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky,
Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri,
Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico,
New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon,
Pennsylvania, Rhode Island, South Carolina, South Dakota,
Tennessee, Texas, Utah, Vermont, Virginia,
Washington, West Virginia, Wisconsin, and Wyoming
Related Reading Topics: Plainview, Texas - Sell Your Old Home Now.